New York Chapter

Connecting NY's employers and providers.

Healthcare is your second largest cost after payroll. The NY FMMA chapter helps employers stop overpaying and contract directly with the providers their employees actually use.

%
30-50%
Potential savings through direct contracting
35+
Chapters
FMMA chapters nationwide building this movement
Repairing American Healthcare

One transparent transaction at a time. Fortune 100 companies like Walmart treat health benefits like procurement. Now smaller employers can too.

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Take Action
Harness Your Market Power.

Your organization is spending more on healthcare than it needs to. Direct contracting with providers gives you transparent pricing and turns your largest uncontrolled cost into a strategic advantage. Let us show you how.

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Harness Your Market Power

Stop letting intermediaries stifle your buying power.

Fortune 100 companies like Walmart have long treated health benefits like procurement, negotiating directly with providers. This approach is now being adopted by smaller employers in a way that turns health benefits from a liability into an asset.

Direct Provider Contracting

Partner directly with the physicians and facilities your employees use most. Transparent, bundled prices. No network markup. No surprise bills.

Cut Out Inflated Network Pricing

Insurance networks artificially inflate prices to sell manufactured discounts. Direct contracting captures those savings for you and your employees instead.

Benefits as a Strategic Asset

Employers who harness their market power attract better talent, reduce turnover, and convert healthcare from an uncontrollable liability into a competitive advantage.

Direct Contracting Savings Estimator

See how much your organization could save by contracting directly with providers.

Estimated Annual Savings
$700,000
vs. traditional insurance networks

Estimates based on published direct contracting case studies. Actual savings vary by market, provider mix, and plan design. Chat with us for a detailed analysis.

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Get Educated

The veil is being lifted from healthcare's black box.

Healthcare is your second largest cost driver after payroll. Most employers know surprisingly little about it. The FMMA NY chapter is here to change that.

Did you know?

Employers who treat health benefits like procurement, with the same rigor as any major vendor contract, consistently achieve 25-50% lower per-employee costs than those who simply renew the same plan each year.

Self-Funding

Self-funded plans give employers direct visibility into what healthcare actually costs. When you fund the claims directly, you stop paying insurance company margins and start buying care at real prices.

Payment Integrity

Studies show 80% of medical bills contain errors, and most employers never audit them. Payment integrity programs identify overbilling and ensure you only pay for care that was actually delivered correctly.

Compliance and Fiduciary Duty

Employers are increasingly being held accountable for their fiduciary responsibility to provide fair health benefits. Being educated is your best protection. Knowing the landscape helps you avoid costly landmines before they surface.

The Consolidated Appropriations Act expanded employer obligations around benefit transparency and reporting. The question is no longer whether to engage, but how soon.

Site Neutrality

NY Senate Bill S9952 aims to cap payments for routine outpatient services at 150% of Medicare. Hospital consolidation has pushed routine care costs through the roof. Site neutrality brings them back to earth.

Read S9952 at NYSenate.gov ↗

Market-Driven Partnerships

Deals like the 32BJ-Northwell Direct partnership and SUNY Downstate's work with Mishe are proof that the direct contracting model works at scale in New York. The infrastructure is already here.

Our Foundation

Pillars of the FMMA

Three core principles that make healthcare work like every other part of the free market.

Transparent Prices

Comprehensive, up-front, bundled prices for every procedure are publicly published and 100% patient-agnostic. No hidden fees, no surprises.

Value Shopping and Comparison

Patients and employers can compare providers and arrive at a value that works. Price is not the product. Care is the product.

Agreement

Providers and purchasers agree on a procedure, a mutually beneficial price, and up-front payment. No collections. No surprise bills.

Who Belongs

The NY chapter is for you if...

Anyone who believes the free market can, and should, work in healthcare has a place here.

Willing Buyers

Employers and patients who want to make purchasing decisions based on real cost and quality, not manufactured insurance discounts.

Good Faith Facilitators

TPAs, health shares, and businesses who connect buyers and providers while abiding by the Free Market Pillars.

Sellers

Physicians and providers who believe in up-front, bundled prices and building direct relationships with the patients and employers they serve.

Members and Partners

Who we work with in New York.

The NY FMMA chapter is building a coalition of forward-thinking employers, providers, and organizations committed to transparent, direct healthcare in New York.

Greater NY Chamber of Commerce
Member Organization
Mishe
Direct Care Partner
Gramercy Surgery Center
Provider Partner
Memberly Benefits
Benefits Partner
Events Calendar

Connect with the NY chapter

Networking events, educational forums, and advocacy meetings; all centered on advancing free-market healthcare across New York.

Coming Soon

NY Chapter Launch Meeting

Our inaugural gathering for physicians, employers, and advocates ready to build the free-market healthcare movement in New York.

New York, NY. Details TBA.
Annual

FMMA National Conference

Join hundreds of free-market healthcare professionals nationwide. NY chapter members attend together.

Visit fmma.org/annual-conference
Ongoing

Member Roundtables and Education

Regular sessions for employers, providers, and advocates across New York committed to transparent, direct care.

Locations across New York State
Resources

Know the landscape.

From self-funding to landmark legislation, here is what every NY employer and provider should understand.

Shop for Care

Transparent pricing, right now.

Free-market healthcare means you can see prices before you commit. Browse real, published prices from FMMA providers, or explore cost-plus care options.

ShopHealth
Browse transparent provider prices

Real, comprehensive prices for surgeries and procedures across the country, posted voluntarily by FMMA members.

View Prices ↗
Cost Plus Health Plan
Shop for care at cost

A smarter way to access quality care. No inflated network pricing, no surprise bills. Coming soon to NY chapter members.

Coming Soon
Get Involved

Chat with us about the NY chapter.

Whether you are an employer looking to reduce healthcare costs, a provider who believes in transparent pricing, or an advocate for free-market medicine, fill out the form and we will be in touch.

Personalized overview of what direct contracting could save your organization

Invitations to NY chapter events, forums, and educational roundtables

Connection to the national FMMA network and ShopHealth marketplace

Guidance on fiduciary compliance and avoiding benefits landmines

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Your information is never sold or shared. We will follow up within 2 business days.
Part of the national Free Market Medical Association

The NY chapter is a proud member of FMMA's growing network of 35+ chapters repairing American healthcare, one transparent transaction at a time.

Visit fmma.org